Travel insurance for AUS / NZ residents
1Cover
- Company: Offices in both Sydney (est. 2003) and Auckland (est. 2005).
- Underwriter: Allianz.
- For who: AUS and NZ.
- Type: Single trip, backpacker and medical-only.
- Cover: Medical-only or medical, personal belongings and legal.
- Max duration: 12 months.
- Pros: No altitude limit for trekking and special low rates for Pacific (incl. PNG and Bali), Asia and Europe travels.
- Cons: Need to read the policy wording carefully to find the insurance type and coverage that fits you.
- Comments: Possible to upgrade to a serious coverage for computer/camera equipment.
 Read their policy and get online quote for AUS resident.
 Read their policy and get online quote for NZ resident.
iTrek
- Company: Based in NSW.
- Underwriter: AIG Australia.
- For who: AUS only.
- Type: Four different levels.
- Cover: Medical-only or medical, personal belongings and legal.
- Max duration: 18 months.
- Pros: Special low rate for Pacific travels including Bali.
- Cons: Doesn't cover travels in certain countries like Cuba, Iran and Syria.
 Read their policy and get online quote.
Travel Insurance Direct
- Company: Based in NSW.
- Underwriter: Allianz Australia.
- For who: AUS only.
- Type: Four different kinds, where the Worldwide Holiday (plan A) is for longer trips.
- Cover: The full package; medical, personal belongings, legal, rental car, you name it.
- Max duration: 12 months.
- Pros: Cover most travel activities, including scuba diving and motorcycle riding (if you have license). The single item coverage for laptop and camera equipment is high.
- Cons: Higher price due to the wider coverage and higher limits. The price increases already at age 49.
Read their policy and get online quote.
World Escapade
- Company: Located in Canada and establised in 1987.
- Underwriter: ihi Bupa.
- For who: AUS and NZ.
- Type: Single trip.
- Cover: Extensive medical-only with option to add non-medical cover.
- Max duration: 12 months, but can be renewed.
- Pros: All adventures are covered, can be taken out while travelling, no deductibles and free choice of hospitals.
- Cons: Some war torn countries are not covered!
Read their policy and get online quote.
World Nomads
- Company: Located in Australia and establised in 2000.
- Underwriter: Certain Underwriters at Lloyd's.
- For who: AUS and NZ.
- Type: Single and family.
- Cover: Medical and personal belongings.
- Max duration: Unlimited.
- Pros: Online claiming, can be taken out while travelling and most adventure stuff are included.
- Cons: Countries under government travel warning are not covered.
Read their policy and get online quote.
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